Face Your Emotions

Sixteen faces expressing the human passions. Coloured engraving by J. Pass, 1821, after C. Le Brun. CC BY 4.0. https://commons.wikimedia.org/wiki/File:Sixteen_faces_expressing_the_human_passions.Wellcome_L0068375(cropped).jpg

How should you react to my content marketing? And why?

I was contemplating (in a sage-like manner) the emotions I may want people to feel after they read a piece of my content.

The problem statement should inspire one or more negative emotions.

Perhaps FEAR.

Perhaps ANGER.

Likewise, the solution and/or the results statements should inspire one or more positive emotions.

Perhaps COMFORT.

Perhaps EMPOWERMENT.

Then I realized that the four words I selected formed the acronym “face.”

I think I can remember that.

Now I just need acronyms I can apply to the other six questions.

Those will empower ME.

What is Your Biometric Firm’s BIPA Product Marketing Story?

(Part of the biometric product marketing expert series)

If your biometric firm conducts business in the United States, then your biometric firm probably conducts business in Illinois.

(With some exceptions.)

Your firm and your customers are impacted by Illinois’ Biometric Information Privacy Act, or BIPA.

Including requirements for consumer consent for use of biometrics.

And heavy fines (currently VERY heavy fines) if you don’t obtain that consent.

What is your firm telling your customers about BIPA?

Bredemarket has mentioned BIPA several times in the Bredemarket blog.

But what has YOUR firm said about BIPA?

And if your firm has said nothing about BIPA, why not?

Perhaps the biometric product marketing expert can ensure that your product is marketed properly in Illlinois.

Contact Bredemarket before it’s too late.

From https://www.instagram.com/p/C7ZWA9NxUur/.

Positioning, Messaging, and Your Facial Recognition Product Marketing

(Part of the biometric product marketing expert series)

By Original: Jack Ver at Dutch Wikipedia Vector: Ponor – Own work based on: Plaatsvector.png by Jack Ver at Dutch Wikipedia, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=95477901.

When marketing your facial recognition product (or any product), you need to pay attention to your positioning and messaging. This includes developing the answers to why, how, and what questions. But your positioning and your resulting messaging are deeply influenced by the characteristics of your product.

If facial recognition is your only modality

There are hundreds of facial recognition products on the market that are used for identity verification, authentication, crime solving (but ONLY as an investigative lead), and other purposes.

Some of these solutions ONLY use face as a biometric modality. Others use additional biometric modalities.

From Sandeep Kumar, A. Sony, Rahul Hooda, Yashpal Singh, in Journal of Advances and Scholarly Researches in Allied Education | Multidisciplinary Academic Research, “Multimodal Biometric Authentication System for Automatic Certificate Generation.”

Your positioning depends upon whether your solution only uses face, or uses other factors such as voice.

Of course, if you initially only offer a face solution and then offer a second biometric, you’ll have to rewrite all your material. “You know how we said that face is great? Well, face and gait are even greater!”

If biometrics is your only factor

It’s no secret that I am NOT a fan of the “passwords are dead” movement.

Too many of the tombstones are labeled “12345.” By GreatBernard – Own work, CC0, https://commons.wikimedia.org/w/index.php?curid=116933238.

It seems that many of the people that are waiting the long-delayed death of the password think that biometrics is the magic solution that will completely replace passwords.

For this reason, your company might have decided to use biometrics as your sole factor of identity verification and authentication.

Or perhaps your company took a different approach, and believes that multiple factors—perhaps all five factors—are required to truly verify and/or authenticate an individual. Use some combination of biometrics, secure documents such as driver’s licenses, geolocation, “something you do” such as a particular swiping pattern, and even (horrors!) knowledge-based authentication such as passwords or PINs.

This naturally shapes your positioning and messaging.

  • The single factor companies will argue that their approach is very fast, very secure, and completely frictionless. (Sound familiar?) No need to drag out your passport or your key fob, or to turn off your VPN to accurately indicate your location. Biometrics does it all!
  • The multiple factor companies will argue that ANY single factor can be spoofed, but that it is much, much harder to spoof multiple factors at once. (Sound familiar?)

So position yourself however you need to position yourself. Again, be prepared to change if your single factor solution adopts a second factor.

A final thought

Every company has its own way of approaching a problem, and your company is no different. As you prepare to market your products, survey your product, your customers, and your prospects and choose the correct positioning (and messaging) for your own circumstances.

And if you need help with biometric positioning and messaging, feel free to contact the biometric product marketing expert, John E. Bredehoft. (Full-time employment opportunities via LinkedIn, consulting opportunities via Bredemarket.)

In the meantime, take care of yourself, and each other.

Jerry Springer. By Justin Hoch, CC BY 2.0, https://commons.wikimedia.org/w/index.php?curid=16673259.

Vous n’êtes pas du coin, n’est-ce pas ?

In a recent conversation with a client, I was reminded that procedures in one country may not be followed in another. For example, the process of getting a U.S. passport differs from the process to get one in France.

By Nikimura – Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=147981790

The client’s questions about ID document issuance

The client asked me about my experience with centralized and decentralized ID document issuance systems.

It turns out I was experienced in both based upon my time at IDEMIA. State agencies can manufacture driver’s licenses either via a dencentralized process where the driver’s license is printed at your local DMV office while you wait, or via a centralized process where all the driver’s licenses are produced at a secure facility which may or may not be located in the state in question. IDEMIA maintains several such centralized facilities to produce driver’s licenses and credit card-related materials, and they’re so secure that even when I was an IDEMIA employee I was not allowed to enter them.

Exton, Pennsylvania IDEMIA facility. “The property is ‘mission critical’ to IDEMIA, as it serves as the only manufacturing plant of card blanks for IDEMIA within the United States.” From https://royaloakrealtytrust.com/properties/idemia-identity-security/.

But then the client asked about passports.

Passports and passport renewals in the United States

When I joined Incode Technologies in May 2022, I had to quickly renew my passport so that I could attend a possible meeting in Mexico City. And it’s a good thing I did, because that meeting occurred soon afterwards…well, if you consider April 2023 “soon afterwards.”

My passport had expired in 2020, but I was able to renew my passport anyway with a fairly simple procedure.

  • Go to my local CVS drug store and use their automated machine to take the required passport photo in an ICAO-compliant fashion. The machine checked for ICAO compliance. (It took a few tries to get it right.)
  • Fill out a paper form.
  • Use an antiquated currency technology called a “check” to make out a payment to the U.S. State Department.
  • Put everything in an envelope and mail it to a centralized passport processing center.
  • Wait.
No, passports are not produced at the U.S. State Department headquarters. But the building looks cool. Source: diplomacy.state.gov, Public Domain, https://commons.wikimedia.org/w/index.php?curid=51192214

I forget how many weeks it took me to get my new passport, but I requested an expedited process so it couldn’t have been that many weeks.

This isn’t always true. If you don’t expedite the process, and if there’s a heavy backlog, it could take more than a month to get your passport.

Passports and passport renewals in France

After my meeting with the client, I was curious about the passport policies in other countries, and ran across this Expatica description of French passport production.

Let’s skip right to the biggest difference between France and the United States:

The passport will take a few days to process.

Uh…what?

Not “the passport will take a few days to process if you pay rush fees.”

It will take a few days to process, period.

And no, this isn’t because the United States is larger than France. The same time period applies if you apply for a passport in one of France’s scattered overseas departments, or at a French embassy or consulate.

So how do they do it?

First off, you don’t need to mail a bunch of stuff off to a centralized office. You can simply go to your local town hall (mairie), embassy, or consulate. You need the following:

  • A French ID card or other acceptable proof of French nationality.
  • A recent photograph (again, ICAO compliant).
  • Your fingers, which are presumably attached to your person, so that they can be captured for biometric purposes.
  • Proof of residence.
  • The passport fee.

Once your bring everything to the mairie, your passport is processed within a few days. (OK, perhaps slightly longer in the summer.) When it’s ready you go back to the mairie, sign your passport, and take it with you to travel to all of the countries you can visit with a French passport. (More than with a United States passport.)

Follow your local, um, customs

My research hasn’t yet uncovered a country where you can get your passport on the same day you apply for it, but such a timeframe is theoretically possible.

This isn’t a current concern of mine since Bredemarket only deals with U.S. firms, but some of these firms are multinational and may ask me to create written content regarding their installation in Vietnam or wherever.

Always ask what the local practice is and don’t assume that the locals do things like we do in Southern California.

We surf to school. Even if we live inland. By Dennis Hill – https://www.flickr.com/photos/fontplaydotcom/2742209717/, CC BY 2.0, https://commons.wikimedia.org/w/index.php?curid=146279529.

If You’re Using ChatGPT Commercially, Are You Violating Reddit’s Terms?

How to give a privacy advocate a coronary? Have OpenAI and Reddit reach an agreement.

Keeping the internet open is crucial, and part of being open means Reddit content needs to be accessible to those fostering human learning and researching ways to build community, belonging, and empowerment online. Reddit is a uniquely large and vibrant community that has long been an important space for conversation on the internet. Additionally, using LLMs, ML, and AI allow Reddit to improve the user experience for everyone.

In line with this, Reddit and OpenAI today announced a partnership to benefit both the Reddit and OpenAI user communities…

Perhaps some members of the Reddit user community may not feel the benefits when OpenAI is training on their data.

While people who joined Reddit presumably understood that anyone could view their data, they never imagined that a third party would then process its data for its own purposes.

Oh, but wait a minute. Reddit clarifies things:

This partnership…does not change Reddit’s Data API Terms or Developer Terms, which state content accessed through Reddit’s Data API cannot be used for commercial purposes without Reddit’s approval. API access remains free for non-commercial usage under our published threshold.

And, of course, OpenAI’s “primary fiduciary duty is to humanity,” so of course it is NOT using the Reddit data for commercial purposes.

And EVERY ONE of the people who accesses Reddit data through OpenAI’s offerings would NEVER use the data for commercial…

…um…

…we’ll get back to you on that.

BIPA Remains a Four-Letter Word

(Part of the biometric product marketing expert series)

If you’re a biometric product marketing expert, or even if you’re not, you’re presumably analyzing the possible effects to your identity/biometric product from the proposed changes to the Biometric Information Privacy Act (BIPA).

From ilga.gov. Link.

As of May 16, the Illinois General Assembly (House and Senate) passed a bill (SB2979) to amend BIPA. It awaits the Governor’s signature.

What is the amendment? Other than defining an “electronic signature,” the main purpose of the bill is to limit damages under BIPA. The new text regarding the “Right of action” codifies the concept of a “single violation.”

From ilga.gov. Link.
2(b) For purposes of subsection (b) of Section 15, a
3private entity that, in more than one instance, collects,
4captures, purchases, receives through trade, or otherwise
5obtains the same biometric identifier or biometric information
6from the same person using the same method of collection in
7violation of subsection (b) of Section 15 has committed a
8single violation of subsection (b) of Section 15 for which the
9aggrieved person is entitled to, at most, one recovery under
10this Section.
11(c) For purposes of subsection (d) of Section 15, a
12private entity that, in more than one instance, discloses,
13rediscloses, or otherwise disseminates the same biometric
14identifier or biometric information from the same person to
15the same recipient using the same method of collection in
16violation of subsection (d) of Section 15 has committed a
17single violation of subsection (d) of Section 15 for which the
18aggrieved person is entitled to, at most, one recovery under
19this Section regardless of the number of times the private
20entity disclosed, redisclosed, or otherwise disseminated the
21same biometric identifier or biometric information of the same
22person to the same recipient.
From ilga.gov. Link. Emphasis mine.

So does this mean that Google Nest Cam’s “familiar face alert” feature will now be available in Illinois?

Probably not. As Doug “BIPAbuzz” OGorden has noted:

(T)he amended law DOES NOT CHANGE “Private Right of Action” so BIPA LIVES!

Companies who violate the strict requirements of BIPA aren’t off the hook. It’s just that the trial lawyers—whoops, I mean the affected consumers make a lot less money.

Is Bredemarket STILL on Your Favorite Social Platform? (The May 2024 edition)

The third image in the “houseboat” series of posts that I’ve run on SOME social media outlets.

Beginning May 2, Bredemarket is on fewer social channels. The information in this post is not new.

  • If you were reading some of Bredemarket’s social channels, you may have seen a similar announcement on May 15, but that announcement listed the services where I was no longer posting.
  • If you were reading some of Bredemarket’s OTHER social channels, you may NOT have seen that announcement. Because those other social channels were the precise ones where I was no longer posting.
  • The May 15 social media account is a follow-up to a prior announcement from May 2, which said in part that I was “pausing activity on some Bredemarket social channels (and some related personal channels) that have no subscribers, exhibit no interest, or yield no responses.”
The second image in the “houseboat” series of posts that I’ve run on SOME social media outlets.

But rather than dwelling on the negative aspects of the social channels where Bredemarket has suspended activity, I’m going to concentrate on the social channels where Bredemarket is still active.

Here they are. Be sure to follow or subscribe!

Yes, it’s definitely a shorter list than the old one. But I feel a lot better.

And maybe I’ll return to the other platforms at a later date. You never know.

A 20-Minute Peek Behind LinkedIn Recruiter

If you recognize the musical reference depicted by this image, you may be entitled to age discrimination compensation. By Stemonitis – Own work, CC BY-SA 3.0, https://commons.wikimedia.org/w/index.php?curid=14499898

Of all the technologies I don’t know about, jobseeker technology is the most important. Between July 2000 and today, I’ve spent over 30 months searching for full-time employment. So it helps to know how employers search for potential employees.

And a lot of those 30-plus months have been filled with self-styled experts advising people “how to beat the applicant tracking system (ATS)” (as if there were only one) and “how to access the hidden job market” (because of course employers don’t want anyone to know that they’re searching for talent).

So when Melanie Woods of CGL Recruiting offered 20 jobseekers the chance to see how their LinkedIn Profile appears to users of LinkedIn Recruiter, I really wanted to win one of those 20 slots.

I won a slot, and in our 20-minute session Melanie Woods imparted a great deal of knowledge, including the 7 LinkedIn Recruiter tips highlighted at the end of this post.

If I could boil all 7 tips down to 1, I’d emphasize that recruiters have limited time, and something a recruiter can understand in 0 seconds is much better than something that would take a recruiter 5 seconds to understand.

Melanie’s offer…and what she wanted in return

A few days ago, I ran across Melanie’s post that described her offer. It opened as follows:

Instead of spending money on advertising, my team is going to be taking a different approach and it involves YOU #jobseekers!

Sounds like a plan, since a word-of-mouth testimonial converts more effectively than copy written by a marketing hack. (But what if the testimonial is FROM a marketing hack?)

The offer

She then described the offer.

We are going to be offering 20 free 20 minute sessions to job seekers who are currently out of work. During your session I will pull you up live in LinkedIn Recruiter and test your profile to show you where you are coming up in searches and where you are falling out. I will help you adjust your profile so you can appear in more searches for the jobs you are targeting.

What is LinkedIn Recruiter?

As you can probably guess, LinkedIn Recruiter is the premium-priced service that recruiters use to search LinkedIn for job candidates. The top-tier package (“contact Sales” for the price) includes:

  • Unlimited LinkedIn network access: Find and engage anyone on LinkedIn
  • 150 InMail messages/month per license and bulk messaging
  • 40+ advanced search filters, including “Open to work” and “More likely to respond”
  • Multi-user collaboration tools
  • Prepaid slots to rotate job postings in and out as needed

A comparison of all of LinkedIn’s talent solutions is provided here.

If your company is recruiting more than 4 positions a year, the high-end version of LinkedIn Recruiter could be the tool for you.

But when recruiters use LinkedIn Recruiter, they don’t look at a candidate’s LinkedIn profile—they look at the LinkedIn Recruiter view of the candidate’s profile, optimized for their purposes.

Hence Melanie was offering job applicants the opportunity to see how their profile appears to a recruiter. Valuable information to have.

What CGL Recruiting wanted in return

But remember that the lucky winners had to provide “advertising” to CGL Recruiting in return.

Here is where the advertising piece comes in….if you feel that the 20 minutes was helpful to you and your job search, we would appreciate you doing a review of our services on LinkedIn and one other social media platform (your choice), sharing how the time spent was useful to you and your job search.

After I indicated my interest, and after Dee Daniel provided a boost to my application, I was one of the lucky 40 winners. (Yes, they increased the number of winners due to high demand.)

Melanie’s top 7 LinkedIn Recruiter tips

Melanie and I met via Zoom early Monday afternoon Pacific Time (late afternoon Central Time), and I received a firehose of information during the 20-minute session. I’m not going to cover ALL the information she provided; instead, I’ll confine myself to the top 7 tips.

  1. The first job on the LinkedIn profile is the most important.
  2. Use all 5 “job title” slots.
  3. Some employers AREN’T 1st and 2nd degree connections.
  4. You can have 6 on-site job locations, not just 5.
  5. Consider listing at least one college-related date.
  6. Ampersands are bad.
  7. Temperamental writers shouldn’t fall in love with pet phrases.

Tip 1: The first job on the LinkedIn profile is the most important

For my job search for a Senior Product Marketing Manager role, my Incode position is (maybe) more important than my current Bredemarket position. On my resume, I take care of this by listing Incode BEFORE Bredemarket. But because LinkedIn profiles are chronological, and Bredemarket is my current “employer,” I can’t reorder like that.

The LinkedIn Recruiter view of the profile doesn’t show all the positions, but only the top 3. And the first position takes great prominence.

LinkedIn Recruiter view of my LinkedIn profile, Monday, May 13, 2024, 1:30 pm PDT.

In the default view, the recruiter can’t see my fourth position (Strategic/Product Marketing Manager from 2015 to 2017), but only the first three. And only one of those three positions is product marketing-related.

Melanie zeroed in on my “Sole Proprietor” position, which tells a recruiter nothing about what I actually DO at Bredemarket. Sure the recruiter could click through and read about the marketing and writing services that Bredemarket provides…but recruiters have limited time.

I thought about her advice after the call, and for LinkedIn (and resume) purposes I’m changing my Bredemarket job title to “Product Marketing Consultant.” My work for my clients is all product/service-related, so the job title makes sense.

Now recruiters will see that two of my three most recent positions were product marketing-related, which makes me more attractive to the one position that I’m targeting.

One position? Wait a minute…

Tip 2: Use all 5 “job title” slots

That’s right. In my “job preferences,” my only listed job title was “Senior Product Marketing Manager.”

I can list up to 5.

Why not use all 5?

So now my job titles include the following:

  • Senior Product Marketing Manager
  • Product Marketing Manager
  • Marketing Content Manager
  • Global Product Marketing Manager
  • Product Marketing Consultant

So I have the position title from Incode, the consulting title from Bredemarket, two product marketing title variants, and a content marketing title for good measure (Bredemarket readers know why).

Now some people question why I’d list all these similar titles, since anyone who takes a few seconds can figure out that I’d be interested in a global product marketing manager position or whatever.

That’s the problem. Recruiters DON’T HAVE a few seconds. When hundreds or thousands of people apply for positions, recruiters need to get through the profiles as quickly as possible.

So Melanie wanted me to make her job easier.

Tip 3: Some employers AREN’T 1st and 2nd degree connections

You can control the visibility of your email address and your phone number on LinkedIn. While I don’t list a phone number on my LinkedIn profile, I do make my jobseeking email address (which is separate from my Bredemarket email address) visible. In fact, I configured my email address visibility for viewing by my 1st degree and 2nd degree connections.

But there was a fallacy in that tactic.

It became obvious in the session because Melanie (not a connection since her LinkedIn connections are maxed out) could NOT see my email address. Therefore, if recruiter Melanie wanted to contact me, she could ONLY contact me via InMail.

If you want ANY potential recruiter to see your email, increase its visibility to all connections. Obviously there are risks to this, so you need to judge what visibility is right for you. (Especially for phone numbers.)

Tip 4: You can have 6 on-site job locations, not just 5

While all of Bredemarket’s work is remote, and my previous work at Incode was remote, I’m not averse to on-site work. As long as it’s within driving distance.

To help local companies, I listed a selected five cities (the maximum) where I am available for on-site work:

  • Ontario, California, United States
  • San Bernardino, California, United States
  • Covina, California, United States
  • Pasadena, California, United States
  • Anaheim, California, United States

But Melanie pointed out that I didn’t need to list Ontario, since my profile already states that I live in Ontario. That freed up one slot to add another city. I chose to list Riverside, although I could have listed Brea or Fullerton or Industry or Pomona or Corona or many other cities. (LinkedIn, your on-site locations feature needs work.)

Tip 5: Consider listing at least one college-related date

Now let’s get into age discrimination talk.

If a company desires to discriminate against job applicants due to age, one effective way to do so is to look at the dates the applicants attended college. It’s pretty easy to quietly filter out the geezer applicants with no one the wiser.

Well, maybe.

“She’s a 2022 graduate; she’ll love our late night code marathons.” From https://www.cnn.com/2022/12/11/us/90-year-old-woman-graduates-college-trnd/index.html.

For this reason I didn’t bother to add my college attendance dates to my LinkedIn profile. Why give the discriminating (in a negative way, not a positive way) firm the ammo they need to get the young, cheap workers they really want? (Of course those workers are inexperienced, but that’s another topic entirely.)

But Melanie pointed out one truth about companies that want to discriminate: if they don’t discriminate against you when they read your LinkedIn profile or resume, they can easily discriminate against you when they SEE you.

Oh, and there’s one more thing: if recruiters search for candidates based upon their graduation dates, profiles without graduation dates will never been seen by recruiters.

So I mulled over her advice.

  • I decided not to list the date that I started attending Cal State Fullerton’s MBA program.
  • And I decided not to list the date I graduated from Reed College.
  • I certainly didn’t list the date I started attending Reed College. (But I will confess that this song blasted from the Old Dorm Block. And I’ll also confess that I could lose the last 4 1/2 minutes.)
From https://www.youtube.com/watch?v=n4QSYx4wVQg.

But I did pencil in my 1991 graduation date from Cal State Fullerton’s MBA program. Since my LinkedIn profile includes ALL my biometric positions going back to 1994, this isn’t a shocking revelation.

Tip 6: Ampersands are bad

LinkedIn profiles can include skills. I’ve listed near the limit of 50 skills, some of which are tied to particular positions, LinkedIn Learning courses, and other education and certifications.

Among many others, two of my listed skills are “identity & access management” and “sales & marketing management.”

Technology experts immediately see where this is going. So why didn’t I?

Melanie immediately noted that the ampersand character in those two skill descriptions can wreak havoc with some computerized systems.

I swapped out those skills for some new ones: identity and access management, and sales and marketing management, removing the problem.

Tip 7: Temperamental writers shouldn’t fall in love with pet phrases

Melanie’s biggest concern about my LinkedIn profile involved the very first sentence.

The one that appears below my profile, name, and preferred pronouns, but above my city of residence.

John Bredehoft LinkedIn profile, public view, Monday, May 13, 2024, 1:30 pm PDT.

Senior Product Marketing Manager in identity/technology who is expert in describing why customers benefit.

She read that sentence word for word.

  • “Senior Product Marketing Manager”? She liked that.
  • “In identity/technology”? I guess she liked that; at least she didn’t comment on it.
  • The rest of the sentence? Not so much.

Regular Bredemarket readers are familiar with the last three words of that sentence, and realize that every one of those three words is critically important. Why rather than what, customers rather than producers, and benefits rather than features. I’ve devoted a post (plus another post) to those three words. If I only had a few seconds to explain the importance of those three words…

Um, yet again, recruiters aren’t interested in taking a few minutes to read everything I have written about Simon Sinek’s Golden Circle, customer focus, or benefits. They don’t even want to watch a short reel on the topic.

So I have to rewrite the last part of that first sentence. As I write this post, I’m still mulling over alternatives.

CGL Recruiting’s expertise was highly beneficial

The 7 items above were just some of the tips that Melanie Woods imparted to me, all in the space of 20 minutes.

Again, the common theme is that recruiters have limited time, LinkedIn Recruiter lets them maximize that limited time, and jobseeker data also has to let recruiters maximize that limited time. If you can do something in 0 seconds, don’t take 5 seconds to do it.

I haven’t even explored some of the other features that CGL Recruiting offers, including Melanie Woods’ YouTube channel.

But the 20 minutes I spent with her were certainly valuable.

Now I just have to figure out another way to say “why customers benefit.”

My (Sort Of) Financial Identity Fraud Experience

I refrained from discussing this for a couple of days, but I was recently a victim of attempted financial identity fraud.

Well, SORT OF attempted identity fraud. I don’t know if this really counts, since I don’t know if the fraudster had my identity.

But the issue was resolved in less than 48 hours.

By the way, I have purposely changed the names of two of the companies I mention, to protect my PII. Which is a shame, because “Wildebeest Bank” went above and beyond in correcting the issue.

That doesn’t look right

Among its other services, Wildebeest Bank (not its real name) sends me an email whenever a purchase is made on my card, but my card is not present.

This is a fairly common occurrence. Among other things, my website, my business insurance, my business address, and my accounting software are all billed to my card.

But less than 48 hours ago, at 3:30 pm on Wednesday afternoon, I received an unexpected notice.

Your card was not present during a recent purchase

Your card was used to make a purchase at enron*publications us

We noticed your check card ending in 1234 was used to make a $8.48 purchase at enron*publications us today. The card wasn’t present at the time the purchase was made.

If you did not make this purchase, please call the nuber listed on the back of your card.

Log in to your account to review this transaction.

I didn’t recall making any $8.48 purchase, and once I looked up enron*publications us (not its real name), I realized that I definitely DIDN’T purchase anything from that company.

Before calling the bank, I double checked my account and found NO transaction for $8.48, even in a “pending” state.

So I called Wildebeest Bank

I called the number on the back of my card and connected with a woman in a call center who investigated why I got an email for a transaction that didn’t appear.

This is obviously not the Wildebeest Bank call center woman who helped me. But I’m sure she had a computer. By Earl Andrew at English Wikipedia – Own work, Public Domain, https://commons.wikimedia.org/w/index.php?curid=17793658

After accessing several internal systems, the woman discovered that the purchase was attempted, but declined. The fraudster had my card account number, but didn’t have the correct expiration date.

Frankly, I’m not even sure if the fraudster had my name. Did the fraudster just punch in 16 digits and hope they would work?

Anyway, after this conversation, the woman from Wildebeest Bank transferred me to the fraud department.

The Fraud Department

So my call was transferred to the Fraud Department.

Not the man at Wildebeest Bank’s Fraud Department. And I bet the man who helped me didn’t have a cool beret like this guy. CC BY-SA 3.0, https://commons.wikimedia.org/w/index.php?curid=245337

The man at the Fraud Department advised me to cancel the card and get a new one.

I was wondering how long this would take, since one of bills was going to be charged to my card in the next two weeks, and I didn’t want any hiccup from a denied card purchase.

Anti-Fraud Man explained that if I could go to a Wildebeest Bank branch by the next day (Thursday), I could get a new card immediately.

“Could I go today?” I asked.

“Sure,” he replied.

It was about 3:50 pm by that time, or 20 minutes since I received the initial email.

So I drove to the bank

I hopped in my car, drove to a local bank branch, and went to a desk.

Not the real person who helped me at my bank branch, but the real person was nice also. By Melwinsy – Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=35660323.

You may recall that I started Bredemarket in the fall of 2020, right in the middle of COVID. When I opened my account, the bank WOULDN’T let me go to my local bank branch and I had to open the account remotely. Since then I’ve been in the bank branch several times; it’s a nice place.

Anyway, the fraud department had already cancelled my compromised card, so the man at the bank branch only had to issue me a temporary card and guide me through its activation. This temporary card would last me until the new card arrived in the mail. It had the same card number as the new card so I could temporarily use it for purchases, but the permanent card would have a different expiration date and security code.

I could have provided the temporary card’s number, expiration date, and security code to the company that was going to bill me in two weeks, but I preferred to wait until I received the permanent card. I asked the man at the bank branch how long that would take.

“I can expedite it,” he said.

I get a present at Box 259

Less than 48 hours later, on Friday morning, I was notified that I had a package at my business address.

Bredemarket’s mailing address is 1030 N Mountain Ave #259, Ontario CA 91762-2114.

As I guessed, it was the permanent card, which I immediately activated and provided to the companies that auto-bill me via my card.

Here’s the short version:

  • My bank (“Wildebeest Bank”) notified me of a questionable “card not present” purchase (from “enron*publications us”) at 3:30 pm on Wednesday.
  • By 3:50 pm (20 minutes later), the bank told me that the attempted purchase was declined, but cancelled the bank card anyway.
  • By 4:15 pm (45 minutes later), I had a new temporary bank card.
  • By Friday at noon (less than 48 hours later), I had my permanent bank card.

So everyone be sure to bank at Wildebeest Bank. No confusion when you bank with them!

Black wildebeest. By derekkeats – Flickr: IMG_4955_facebook, CC BY-SA 2.0, https://commons.wikimedia.org/w/index.php?curid=14620744.

The Pros and Cons of Age Estimation

By NikosLikomitros – Own work, CC0, https://commons.wikimedia.org/w/index.php?curid=136366736

I just published the latest edition of “The Wildebeest Speaks,” Bredemarket’s monthly LinkedIn newsletter.

To be honest, “The Pros and Cons of Age Estimation” repurposes some content I’ve already published in the Bredemarket blog, namely:

The net result? An article explaining both the advantages and disadvantages of age estimation.

Take a chance to read the article, published by LinkedIn’s Bredemarket account. And if you’re a LinkedIn member, subscribe to the newsletter.