Is Your Organization (Not) Managing Your Identity Proofing Vendors?

Today I’m doing something different.

  • Normally these blog posts are addressed to Bredemarket’s PROSPECTS, the vendors who provide solutions that use biometrics or other technology. Such as identity proofing solutions.
  • But I’ve targeted this post for another audience, the organizations that BUY biometrics and technology solutions such as identity proofing solutions. Who knows? Perhaps they can use Bredemarket’s content-proposal-analysis services also. Later I will explain why you should use Bredemarket, and how you can use Bredemarket.

So if you are with an organization that SELLS identity proofing solutions, you can stop reading now. You don’t want to know what I am about to tell your prospects…or do you?

But if you BUY identity proofing, read on for some helpful expert advice from the biometric product marketing expert.

Managing an identity proofing solution

When you buy an identity proofing solution, you take on many responsibilities. While your vendor may be able to help, the ultimate responsibility remains with you.

Here are some questions you must answer:

  • What are your business goals for the project? Do you want to confirm 99.9% of all identities? Do you want to reduce fraudulent charges below $10 million? How will you measure this?
  • What are your technology goals for the project? What is your desired balance between false positives and false negatives? How will you measure this?
  • How will the project achieve legal compliance? What privacy requirements apply to your end users—even if they live outside your legal jurisdiction? Are you obtaining the required consents? Can you delete end user data upon request? Are you prepared if an Illinois lawyer sues you? Do you like prison food?
  • What about artificial intelligence? Your vendor probably uses some form of artificial intelligence. What form? What does this mean for you? Again, do you like prison food?

Again…are you ready?

GAO, IRS, and DOA

So how do other organizations manage identity proofing solutions? According to Biometric Update, not well.

A new Government Accountability Office (GAO) audit found the Internal Revenue Service (IRS) has not exercised sufficient oversight of its digital identity-proofing program…

As many of you know, the IRS’ identity proofing vendor is ID.me. The GAO didn’t find any fault with ID.me. And frankly, it couldn’t…because according to the GAO, the IRS’ management of ID.me was found to be deficient.

“IRS was unable to show it had measurable goals and objectives for the program. IRS receives performance data from the vendor but did not show it independently identified outcomes it is seeking. IRS also has not shown documented procedures to routinely evaluate credential service providers’ performance. Without stronger performance reviews, IRS is hindered in its ability to take corrective actions as needed.

“ID.me acknowledges that its identity-proofing process involves the use of artificial intelligence (AI) technologies. However, IRS has not documented these uses in its AI inventory or taken steps to comply with its own AI oversight policies. Doing so would provide greater assurance that taxpayers’ rights are protected and that the technologies are accurate, reliable, effective, and transparent.”

So while ID.me meets the IRS’ key requirement of Identity Assurance Level 2 (IAL 2) compliance, is it performing well? The IRS needs to define what “performing well” means.

You would think the IRS had a process for this…but apparently it doesn’t.

Dead on arrival (DOA).

But I’m not the IRS!

I’ll grant that you’re not the IRS. But is your identity proofing program management better…or worse?

Do you know what questions to ask?

Let Bredemarket ask you some questions. Perhaps these can help you create relevant external and internal content (I’ve created over 22 types of content), manage an RFP proposal process, or analyze your industry, company, or competitors.

Let’s set up a free 30-minute consultation to assess your needs.

CPA

Anyone Interested in Tax Fraud?

Anyone interested in tax fraud—a true financial identity challenge that is timely right about now?

authID recently shared a link to an Identity Week article on the topic, “Americans express concern about their personal data in tax fraud.” The article addressed findings from Allstate Identity Protection.

“40% of cases where Allstate restored identity protection were reported during the tax season.”

Granted that this is a skewed number, because tax season is 2 1/2 months long, and not all identity fraud during the period has to do with tax filings. But there does appear to be an uptick.

And Allstate isn’t the only organization providing an anti-fraud solution. The aforementioned authID has a solution of its own:

“Our multi-layered biometric authentication technology provides the security needed to protect sensitive financial transactions with one-in-one-billion false-match accuracy and lightning-fast processing speeds. Our innovative PrivacyKey™ technology eliminates biometric data storage risks, helping financial institutions implement robust identity safeguards during high-risk periods like tax season.”

(Hands holding 1040 form AI picture from Imagen 3)

TikTok Uncertainty…Again

Celina Moreno is the CEO and Co-Founder of Luna Marketing Services. And I always forget her name, so when I see her in Luna Marketing Services’ Instagram videos, I always call her “Luna.”

But she’s not only a video creator.

Today Moreno wrote a post on something that many social media people are thinking about right now: “How To Survive Your Second TikTok Ban.”

You remember the first TikTok ban, which had the same outcome as your usual “fights” between cable/satellite providers and content channels. Everyone gets all excited, but then they all kiss and make up.

Except with TikTok, we have to go through it all over again. And maybe again after that.

I’m not going to steal Luna’s…I mean Moreno’s post, but I do want to quote a brief excerpt.

We are now not in the hands of the Supreme Court or the legal system. We are in the hands of the current administration, a potential deal, and fate….

Unlike January’s drawn-out drama after the Supreme Court ruling upholding the ban, nothing is certain yet, but the pressure is mounting. For many, this feels like a countdown to an uncertain future.

April 5th might not be doomsday—but it could be the day the countdown gets real. There are still a lot of unknowns.

Read the rest here.

And if anyone finds any certainty, let me know. Yes, I know about death and taxes, but the IRS has been DOGEd